Home Buyer’s Guide: What to expect at closing

What to Bring With You “Closing” is the final step in buying your new home and you may feel some anxiety in not knowing what to expect. You may worry that somehow, someone is now unexpectedly going to tell you “no.” The truth is, the closing meeting wouldn’t be scheduled at all unless the decisionsContinue reading “Home Buyer’s Guide: What to expect at closing”

Home Buyer’s Guide: Understanding your Mortgage payment

The Five Key Parts Making your mortgage payment is a lot like paying your rent. It provides you with a place to live and is probably the biggest check you write every month. However, your mortgage payment is very different. It feels like one lump sum, but is made up of five key elements: PrincipalContinue reading “Home Buyer’s Guide: Understanding your Mortgage payment”

Home Buyers Guide: Mortgage Application Checklist

Essential Documentation If house hunting is the fun part of buying a new home, then getting your documents together for your mortgage application is probably the least fun part. We know. But it’s an essential step that every home buyer goes through. The Basics A valid driver license or other government-issued photo identification Date ofContinue reading “Home Buyers Guide: Mortgage Application Checklist”

Home Buyers Guide: The Buyer Agent

Your Key Advisor You might not know this, but most real estate agents represent both sellers and buyers — just not on the same transaction. We’re used to seeing real estate agents putting up yard signs, hosting open houses and sending around postcards — all with the idea of selling a house they’ve just listed.Continue reading “Home Buyers Guide: The Buyer Agent”