We Are In A Recession, Now What?

So the Feds are about one emergency meeting away from calling our current state of things an official recession. They announced Sunday March 15, 2020 that rates will be dropping to near zero. The Federal Open Market Committee (FOMC) lowered the federal funds rate to a target range between 0-0.25 percent. It’s the largest emergencyContinue reading “We Are In A Recession, Now What?”

4 Tips on Prioritizing Debt Payoff and Savings

We all want to be more responsible with our money. While that sounds great in theory, it can get confusing once you start to break things down. Emergency funds, savings funds and debt all need to be addressed regularly, but trying to figure out a consistent method leaves some paralyzed with indecision. One of theContinue reading “4 Tips on Prioritizing Debt Payoff and Savings”

How to save $5000 by the end of 2020

Saving money is tough when you have so many other uses for those precious dollars. Debt, child care, education, vacation, you name it. We tend to come up with excuses as to why we are not saving. The reality is, we absolutely need to. We picked $5000 because the median household income for the U.S.Continue reading “How to save $5000 by the end of 2020”

Financial Landscape Changes Starts With The Individual

“Do not spend all your strength to make money.” — Lailah Gifty Akita The financial crisis in regards to consumer spending that the U.S. and much of the first world nations face can be mitigated at some level. First, lets point out the fact that the there is a huge difference in spending between generations. SecondContinue reading “Financial Landscape Changes Starts With The Individual”